Merchant Approvd is both a direct lender and syndicate network. We invest our own capital in every deal, unlocking exclusive offers you won't find anywhere else. Our marketplace model means lenders compete for your business — guaranteeing the strongest upfront offers.
We're not a traditional broker. We're a direct lender and syndicate that invests our own capital in every deal — creating a competitive marketplace where lenders fight for your business.
Unlike brokers who simply pass your application along, we put our own money into every deal. This means we can offer unique funding structures and terms unavailable anywhere else in the market.
Our marketplace model forces lenders to compete for your business. More competition means stronger offers, better terms, and more options — all from a single application.
We operate as both a direct lender and a syndicate with our extensive network. This dual approach gives you access to the broadest range of funding options in the private lending space.
We avoid the daily payment structures that drain your cash flow. Our focus is on sustainable repayment terms that let your business breathe and grow without constant financial pressure.
We succeed when you succeed. That's why 86% of our merchants come back. We build lasting relationships focused on your growth — not one-time commissions.
Because we invest our own capital and syndicate with our network, we create funding offers that are genuinely exclusive — structures and rates that no traditional broker can match.
Use our instant calculator to estimate your funding approval based on your monthly revenue. No credit check, no obligation — just a quick look at your potential.
Traditional brokers prioritize their commissions. We prioritize your success. Here's how we're fundamentally different.
From application to funding in as little as 24 hours. Our streamlined process is designed to get capital into your hands fast.
Complete a simple application in minutes. No lengthy paperwork, no hassle — just the essentials.
Your application enters our marketplace where multiple lenders compete to offer you the best terms.
Review competing offers side by side. Pick the funding option that best fits your business needs.
Accept your offer and receive funds in as little as 24 hours. It's that simple.
Join the largest private unsecured lending marketplace. One application, multiple competing offers, and a partner who invests alongside you in every deal.
Numbers That Speak
for Themselves
Our track record demonstrates what happens when you put merchants first. These aren't just metrics — they're proof of a model that works.
Our 86% customer return rate isn't a marketing number — it's the natural result of a model where we succeed only when our merchants succeed. When you avoid daily payments, focus on sustainable terms, and invest your own capital alongside your clients, trust becomes the foundation of every relationship.